What question did this study set out to answer?

This research aims to evaluate the financial management practices among employees of small and medium enterprises (SMEs).

May 18, 2026INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS0 citationsOpen Access

Personal Financial Management Practices Among Sme Employees: Evidence From Shivamogga

MJMr. Rajesh R. J.DVDr. Giridhar K. V.

Key Points

This research aims to evaluate the financial management practices among employees of small and medium enterprises (SMEs).
The study utilized a systematic approach to gather data from SME employees.
Participants were selected based on specific criteria to ensure representativeness.
Data collection involved surveys assessing various financial management practices.
Findings indicated that a significant portion of employees lacks basic financial management skills.
Higher financial literacy was associated with better financial practices among employees.
The study showed an impact factor of 7.97 for the related journal, reflecting its importance.

Abstract

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