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Demonstrates the impact of digital transactions on banks' financial performance in India, suggesting key technology trends.
In the 21st century the age of technology, Indian banking sector has transformed its products and services into a form of digitalization. Regarding recent trend banking sector needed digital banking services to improve on the consumer side and the banking sector side. To survive in the cut-throat competition and maintain profitability, it is necessary to implement the current trends and change as per the demands of the time. The digital transactions such as ATM, NEFT, UPI, IMPS, and Mobile transactions etc. are all remarkable landmarks in the digital revolution in the banking sector. The present study focused digital transactions and its financial performance of banking sector in India. The operational profitability by the means of different parameters among banking sector for the period 2017-18 to 2023-24 analysis and interpretation the result. In this study, we explore in-depth the digital phenomenon developing in the transaction banking landscape by identifying technology trends and changes as well as the impact of this digital transactions on the financial performance of the banking sector.
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Munda et al. (2026) studied this question.
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