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February 23, 2026Open Access

Digital transformation and its impact on Banking Industry in India

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Authors

PBProf. Archana Mohan BariSony (Taiwan)DPDr. D. R. PanzadeG.S. Science, Arts And Commerce College

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Implication

Reveals the influence of digital transformation on financial inclusion and digital literacy in India's banking sector, indicating a planned roadmap towards international standards.

Key Points

  • To explore factors driving digital transformation in India’s banking sector and its implications for financial services.
  • Examined the role of financial inclusion and technological advancements in banking.
  • Analyzed the impact of telecommunications on digital banking.
  • Outlined a roadmap for future development of digital banking in India.
  • Digital transformation is driving significant changes in service delivery within the banking industry.
  • Increased focus on financial inclusion is necessary for improving customer awareness and digital literacy.
  • The banking sector is positioned for growth in digital services aligning with international standards.

Cite This Study

Bari et al. (2026) studied this question.

synapsesocial.com/papers/699ba05e72792ae9fd86fe3bhttps://doi.org/10.5281/zenodo.18639298
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Also Consider

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  1. 1A Study on Digital Transformation of Banking in India2026
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  3. 3FinTech Innovations and Digital Transformation in Banking: An Analytical Study of Digital Financial Services in India2026
  4. 4FinTech Innovations and Digital Transformation in Banking: An Analytical Study of Digital Financial Services in India2026
  5. 5Technological Innovation in Indian Banking Sector: Some Recent Developments2024