Article examines fintech's role in enhancing banking systems, highlighting innovations and risks in Uzbekistan.
The article examines the impact of fintech startups on the development of Uzbekistan’s banking system, with an emphasis on the practical implementation of innovative digital platforms in banking activities. The study analyzes trends in the growth of fintech initiatives, statistical data on the use of mobile payment systems, and the role of innovative platforms in improving customer service efficiency, expanding financial inclusion, and ensuring the stability of the banking system. Special attention is given to the analysis of risks and mechanisms for their mitigation.
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Urunova M.G. (2026) studied this question.
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