Assessment of the Credit Risk Level of the Banking Sector of the Russian Federation

The article examines the factors affecting the Russian economy under the influence of sanctions.The conditions of macroeconomic instability has formed the main trends in the banking sector of the Russian Federation, affected the state of the loan portfolio of Russian banks as well as affected the level of credit risk.The article assesses the risk level of the credit portfolio of the banking sector of the Russian Federation on the basis of quantitative and qualitative analysis.The conclusion is made that the loan portfolio of the banking sector of the Russian Federation is balanced in terms of risk, liquidity and profitability and is maintained at a good quality level, since credit institutions conduct an effective policy of restructuring problem loans in order to avoid the risk of bankruptcy of economic entities.The ways of minimizing the level of credit risk by creating an effective loan portfolio management system of credit institutions are proposed.