Awareness and Usage of Digital Payment Gateway Among College Students in Kerala

This study focuses on the awareness and usage of digital payment gateways among college students. With the rapid growth of technology and smartphones, digital payment systems such as Google Pay, Phone Pe, Paytm, and online banking have become common among students. The study aims to understand students’ awareness level, frequency of usage, preferred payment methods, benefits, and problems faced while using digital payment gateways. The research also examines factors influencing the adoption of digital payments, including convenience, security, internet availability, and cashback offer. The study concludes that digital payment gateways are widely accepted among college students due to their speed, ease of use, and accessibility.