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The aim is to evaluate the sustainability and profitability of Regional Rural Banks (RRBs) in promoting financial inclusion.

June 4, 2026International Journal of Academic Research & Development

Journey of Regional Rural Banks in Financial Inclusion

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The aim is to evaluate the sustainability and profitability of Regional Rural Banks (RRBs) in promoting financial inclusion.
Analyzed the impact of financial inclusion on economic development in the context of RRBs.
Reviewed the introduction of government initiatives like Prime Minister Jan Dhan Yojana and their effects on RRBs.
Discussed recommendations for improving deposits and profitability of RRBs.
RRBs significantly contribute to financial inclusion but face challenges in attracting deposits.
The introduction of the Prime Minister Jan Dhan Yojana led to increased financial inclusion through RRBs.
Sustainability of RRBs remains a concern, necessitating strategic recommendations for enhancing profitability.

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Explores the sustainability of RRBs' profitability in enhancing financial inclusion, suggesting implications for economic growth.

Shekhar et al. (2018) studied this question.

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