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This research aims to explore how fintech can contribute to sustainable banking and enhance ESG performance.

June 10, 2026Open Access

Digital Finance as a Catalyst for Sustainable Banking: Deconstructing the Nexus Between Fintech Adoption and Environmental, Social, and Governance (Esg) Performance

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This research aims to explore how fintech can contribute to sustainable banking and enhance ESG performance.
Review of existing literature on fintech and sustainable banking
Analysis of digital banking applications and their environmental impact
Examination of fintech innovations like AI, blockchain, and big data in finance
Fintech can significantly reduce carbon emissions through green finance models.
Digital payment systems and green investment platforms enhance access to eco-friendly financing.
Regulatory adjustments alongside fintech innovations are essential for achieving sustainable banking goals.

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Randomized trial explores fintech’s role in enhancing sustainable banking practices, suggesting improved ESG performance.

Jain et al. (2026) studied this question.

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