What question did this study set out to answer?

This research aims to explore how AI technology can enhance financial inclusion and alleviate poverty by improving credit access.

AI-Powered Financial Inclusion: Bridging the Global Poverty Gap Through Innovation

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Randomized trial examines AI's role in enhancing credit access for underserved populations, suggesting a path to economic growth.

This research aims to explore how AI technology can enhance financial inclusion and alleviate poverty by improving credit access.
Developed an AI-based platform for assessing creditworthiness using alternative data sources.
Implemented behavioural analytics and federated learning to reduce default prediction errors.
Encouraged strategic partnerships with fintechs, mobile-network operators, and government organizations.
Increased credit access for micro-enterprises and gig workers in emerging markets.
Reduced operational costs through improved accuracy in credit assessments.
Highlighted issues of algorithmic bias and data privacy while advocating for responsible AI use.

Amina Barati (2026) studied this question.

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