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June 19, 2026Scientific Research and Development Economics

Analysis of Factors and Threats Associated with the Development of Digital Transformation in the Banking Sector

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Authors

ASAndrey ShishkinZMZ. Mel'chikovi

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Overview

Analysis explores digital transformation issues in banking, emphasizing security and AI implications.

Key Points

  • The aim is to analyze factors affecting digital transformation in banking and the associated security threats.
  • Examined factors like artificial intelligence and biometric identification in modern banking.
  • Analyzed the competitive landscape and data security challenges in the banking sector.
  • Proposed a unified digital platform to enhance customer data protection.
  • Identified security issues as critical for customer-oriented banking services.
  • Pointed out the need for AI and robotics in enhancing operational efficiency.
  • Recommended strategies to develop a digital ecosystem that minimizes data loss and improves competitiveness.

Cite This Study

Shishkin et al. (2026) studied this question.

synapsesocial.com/papers/6a34ddaf65a5b0777af2d4fahttps://doi.org/10.12737/2587-9111-2026-14-3-61-66
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Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1Transformation of banking services in the digital era: trends and blogs2025
  2. 2Impact of Digital Transformation on Banking and Financial Institutions2026
  3. 3DIGITAL TRANSFORMATION IN THE BANKING SYSTEM: THE IMPACT OF MODERN TECHNOLOGIES AND INNOVATIONS2026
  4. 4Analysis of Digital Transformation and the Future of Banking: Challenges and Opportunities in an Era of Technological Advancement2024
  5. 5Acute Problems of Digital Transformation in Banking Sector2024