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June 30, 2026HealthcareOpen Access

Inequities Uncovered: Examining Exclusion in Indian Health Insurance Policies

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Authors

DJDipika Jain

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Overview

The study identifies exclusion patterns in Indian health insurance policies, highlighting implications for access to care.

Key Points

  • This study aims to identify and analyze patterns of exclusion in Indian health insurance policies based on age, gender, and pre-existing conditions.
  • Extensive primary research on health insurance infrastructure at national and state levels.
  • Review of individual and group health insurance policies from government and private sectors.
  • Literature review on health insurance, financing, and access concerns.
  • Health insurance policies inadequately address the needs of specific groups, including women, children, and older adults.
  • Age-based exclusions persist despite policies aimed at seniors, failing to achieve universal coverage.
  • Exclusions for reproductive services and specific ailments indicate systemic disparities in access to care.

Cite This Study

Dipika Jain (2026) studied this question.

synapsesocial.com/papers/6a435c8c759b888809a52ebdhttps://doi.org/10.3390/healthcare14131885
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Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1Gender inequities in public health insurance programs: a scoping review of the literature2026
  2. 2Breaking Down Barriers: The Promise of Health Insurance for India’s Urban and Rural Poor2024
  3. 3Effect of Geographical Location and Religious Affiliation on Health Insurance Coverage for Women in India2026
  4. 4Health Security Across the Spectrum: Exploring the Impact of Socio-Economic Factors on Health Insurance Uptake in India2024
  5. 5How does India's overall healthcare financing and insurance infrastructure including PMJAY, private insurance, and state health schemes affect the affordability of healthcare services, and what policy reforms can enhance financial risk protection for vulnerable populations?2026