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One of the technological developments that have been used increasingly is fintech or technology implementation related to financial activities. One area of fintech in Indonesia that is experiencing significant development is peer to peer lending which offers financial benefits by allocating funds for borrowers with technology as a support. This study looks for factors that cause potential investors to have the intention to lending money in order to do investing activities via peer to peer (P2P)lending platforms in Indonesia. By understanding the factors that influence the intention to perform P2P lending, several actions can be taken by related parties to increase the number of P2P platform lenders. This study is gathering data by collecting from 135 sample using judgmental sampling via non-contrived online questionnaire.
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A 2020 study studied this question.
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