What question did this study set out to answer?

This study aims to explore how cooperative credibility and service reliability impact access to warehouse receipt system-backed credit for cashew smallholders in Tanzania.

July 15, 2026Journal of Agribusiness in Developing and Emerging Economies

Bankable receipts or broken signals? Cooperative credibility, service reliability and access to warehouse receipt system-backed credit among cashew smallholders in Tanzania

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Authors

DMDavid Gongwe Mhando

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Overview

Mixed-methods study examines how cooperative credibility influences WRS-backed credit access among cashew smallholders in Tanzania, highlighting implications for agricultural finance.

Key Points

This study aims to explore how cooperative credibility and service reliability impact access to warehouse receipt system-backed credit for cashew smallholders in Tanzania.
Mixed-methods design incorporating cross-sectional survey data from 200 cashew-producing households in Tandahimba District, Tanzania.
Binary logistic regression analysis to determine factors influencing access to WRS-backed credit.
Qualitative evidence collected from key informant interviews and focus group discussions to uncover underlying mechanisms.
Access to WRS-backed credit positively correlated with confidence in cooperative auditing, accurate documentation, and timely payment of produce.
Perceived service risks significantly reduced the likelihood of obtaining credit.
Strengthening cooperative governance and service delivery enhance farmer participation in WRS-backed credit.

Cite This Study

David Gongwe Mhando (2026) studied this question.

synapsesocial.com/papers/6a57239488b21df875480463 https://doi.org/10.1108/jadee-12-2025-0607

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July 15, 2026Journal of Agribusiness in Developing and Emerging Economies

Bankable receipts or broken signals? Cooperative credibility, service reliability and access to warehouse receipt system-backed credit among cashew smallholders in Tanzania

View Full Paper

Ask AI

Bookmark

Authors

DMDavid Gongwe Mhando

Discussion

Member takes

Overview

Mixed-methods study examines how cooperative credibility influences WRS-backed credit access among cashew smallholders in Tanzania, highlighting implications for agricultural finance.

Key Points

This study aims to explore how cooperative credibility and service reliability impact access to warehouse receipt system-backed credit for cashew smallholders in Tanzania.
Mixed-methods design incorporating cross-sectional survey data from 200 cashew-producing households in Tandahimba District, Tanzania.
Binary logistic regression analysis to determine factors influencing access to WRS-backed credit.
Qualitative evidence collected from key informant interviews and focus group discussions to uncover underlying mechanisms.
Access to WRS-backed credit positively correlated with confidence in cooperative auditing, accurate documentation, and timely payment of produce.
Perceived service risks significantly reduced the likelihood of obtaining credit.
Strengthening cooperative governance and service delivery enhance farmer participation in WRS-backed credit.

Cite This Study

David Gongwe Mhando (2026) studied this question.

synapsesocial.com/papers/6a57239488b21df875480463 https://doi.org/10.1108/jadee-12-2025-0607

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