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The study aims to explore how microcredit influences women's socio-economic empowerment in Ramgarh Cantt District.

August 3, 2026Open Access

The Role of Micro-Credit in Promoting Women's Socio-Economic Empowerment: A Study of Ramgarh Cantt District, Jharkhand

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The study aims to explore how microcredit influences women's socio-economic empowerment in Ramgarh Cantt District.
Collected primary data from 200 women beneficiaries of microcredit programs using a structured questionnaire.
Employed quantitative, descriptive, and analytical research design to analyze the data.
Utilized descriptive statistics, Pearson correlation, Chi-square test, and other inferential statistics for data analysis.
Participation in micro-credit programs is positively correlated with increased household income (r = 0.71, p < 0.001).
A significant association exists between SHG membership length and household decision-making (χ² = 18.46, p = 0.001).
Women reported higher confidence, improved mobility, and greater leadership participation in community activities.

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Randomized trial shows that micro-credit enhances socio-economic empowerment in women, suggesting improved financial outcomes and decision-making.

Danish Khanam (2026) studied this question.

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Randomized trial shows that micro-credit enhances socio-economic empowerment in women, suggesting improved financial outcomes and decision-making.