Evaluating the Impact of Ayushman Bharat Yojana on Healthcare Accessibility Among Below Poverty Line Families in District Pithoragarh, Uttarakhand

This study aims to analyze the impact of the Ayushman Bharat Yojana on Healthcare Accessibility Among Below Poverty Line families in the two development blocks of District Pithoragarh of Uttarakhand State. The Indian government has started various schemes that are beneficial for the betterment of society in India. One of the best services that the Indian government has initiated is Ayushman Bharat Yojana, in which, per family, Rs. Five lakhs are given as a medical claim policy to cover health. This scheme is very useful to financially protect those people who cannot get timely medical treatment due to expensive cost. This research study focuses on checking whether any relationship exists between the Ayushman Bharat Yojana and Healthcare Accessibility. Therefore, to investigate the effect and relationship, independent variable like Ayushman Bharat Yojana is further segregated into five construct dimensions: coverage and Eligibility, financial support, awareness and Utilization, infrastructure and implementation, and policy governance. Dependent variables like Healthcare Accessibility are also divided into physical accessibility, financial accessibility, service utilization, equity in access, and satisfaction with the quality of care. A cross-sectional study was followed to evaluate the data collection of 410 respondents in District Pithoragarh of Uttarakhand, considering Below Poverty Line Families in a significant manner. After conducting the data analysis, it has been observed that there is a significant and positive association between Ayushman Bharat Yojana and Healthcare Accessibility. Each independent variable demonstrated a notable positive impact on Healthcare Accessibility, with the Ayushman Bharat Yojana showing the strongest influence.