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As a high-speed internet foundation is being developed and people are informationized, most of the tasks are engaged in internet field so there is a risk that any private data like personal information or applications for managing money can be wiretapped or eavesdropped. The consolidation of One Time Passwords (OTPs) and Hash encryption algorithms are used to evolve a more secured password-protected web sites and data storage systems. The new outlined scheme had higher security, small system overhead and is easy to implement.
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Gupta et al. (2015) studied this question.
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