What does this research mean for the field?

Artificial intelligence enhances banking operations through improved fraud detection, data analytics, and customer service, leading to increased revenue and reduced costs. Novelty: ClaimNovelty.SYNTHESIS. Consensus alignment: ConsensusAlignment.NEUTRAL.

What question did this study set out to answer?

To examine the integration and impact of artificial intelligence technologies across operational workflows, compliance procedures, and customer services in the banking sector.

August 22, 2026Open Access

Impact of Artificial Intelligence in Banking Sector

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Authors

JGJOSHI G.R.Universidade de Sorocaba

Discussion

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Implication

Review demonstrates substantial operational efficiencies and accelerated fraud detection in banking systems, highlighting artificial intelligence's transformative role in modern financial services.

Key Points

To examine the integration and impact of artificial intelligence technologies across operational workflows, compliance procedures, and customer services in the banking sector.
Qualitative synthesis evaluating the implementation of artificial intelligence in core commercial banking functions.
Analysis of specific operational applications, including automated anti-money laundering verification, biometric authentication, and digital financial advisory systems.
Artificial intelligence algorithms accelerate anti-money laundering and compliance processing times from days to mere seconds.
Deployment of high-speed data analytics, biometric security systems, and automated customer bots reduces operating expenses while expanding revenue potential.

Cite This Study

JOSHI G.R. (2026) studied this question.

synapsesocial.com/papers/6a895eaeca7ade938187cc5e https://doi.org/10.64643/jatir140962

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Implication

Review demonstrates substantial operational efficiencies and accelerated fraud detection in banking systems, highlighting artificial intelligence's transformative role in modern financial services.

Impact of Artificial Intelligence in Banking Sector

Discussion

Member takes

Implication

Key Points

Cite This Study

Impact of Artificial Intelligence in Banking Sector

Discussion

Member takes

Implication

Key Points

Cite This Study

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