Theoretical analysis demonstrates how AI compliance systems reshape Sharia governance architecture, indicating that computational legibility acts as a structural selection pressure.
This theoretical working paper examines how interpretations of the prohibition of ribā may become embedded in financial products, governance institutions, documentation practices, and AI-assisted compliance systems. It develops a bounded extended-phenotype account of computational legibility as a possible selection pressure within Sharia governance. The paper does not offer transaction-specific determinations. It distinguishes institutional authority, empirical evidence, doctrinal analysis, and unvalidated predictions; preserves jurisprudential disagreement; and proposes falsifiers and a mixed-method research design. Specialist review in Islamic commercial law across more than one jurisprudential tradition remains necessary before submission to a specialist journal.
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Ignacio Adrián LERER (2026) studied this question.
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