Roof Over Heads: A Critical Appraisal of Housing in Ghana

Housing makes up the core component of human existence. It offers warmth, safety, an oasis for seclusion, tranquillity, repose, an avenue for bonding with friends and family, and a sense of community. Beyond just providing a place to stay, individuals' standard of life, interactions with others, and general well-being are all significantly influenced by their housing. Nonetheless, in Ghana, housing is a significant problem impacting urban and rural communities. Providing adequate, affordable, and high-quality housing for the nation's expanding populace is fraught with difficulties. Shortages in housing supply, problems with affordability, and restricted access to home financing are some of these difficulties. Increasing urbanisation and a growing population have created an enormous need for housing, leading to a shortfall of accessible units. The shortfall is especially severe in urban areas, where a surge of individuals seeking more excellent economic prospects stresses the housing supply. As a result, several Ghanaians turn to slums characterised by poor housing conditions, a lack of basic infrastructure, and an unhealthy environment. This paper gives an in-depth examination of Ghana's housing profile, emphasising the present housing situation, housing deficiencies, their causes, and suggested policy measures. It also explores the main issues and offers suggestions for solving the nation's housing needs by thoroughly analysing the existing literature, reports, and other sources. Keywords: Ghana, Housing profile, Housing deficits, Sustainable housing, Policy recommendations DOI: 10.7176/DCS/13-7-03 Publication date: December 31 st 2023