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September 5, 2026The Gerontologist

Medicare Enrollment Literacy Among First-Time Black Beneficiaries: Insights From a Mixed-Methods Study

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WBWiljanda BoatwrightMedical University of South Carolina

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Overview

Mixed-methods study reveals low enrollment literacy and complex informational barriers in first-time Black Medicare beneficiaries, highlighting the need for culturally tailored decision support.

Key Points

  • To examine Medicare enrollment literacy, information access, and plan decision-making experiences among first-time Black Medicare beneficiaries.
  • Conducted a convergent mixed-methods study featuring a community survey (N = 93) evaluating Medicare literacy across a 15-item scale in Southeast Queens, New York.
  • Conducted 3 focus groups and 4 individual interviews (N = 16) with community navigators and Medicare enrollment professionals using thematic analysis.
  • Performed document analysis evaluating the readability, clarity, and cultural relevance of standard Medicare informational materials.
  • More than 50% of participants demonstrated low Medicare literacy, and fewer than 50% felt confident comparing plans, evaluating coverage differences, or estimating out-of-pocket costs.
  • Qualitative analysis identified five major themes: complexity and information overload, reliance on informal support networks, digital navigation hurdles, coverage confusion, and the necessity of trusted, culturally responsive communication.
  • Document analysis demonstrated that standard Medicare materials relied heavily on complex insurance terminology and lacked cultural tailoring.

Cite This Study

Wiljanda Boatwright (2026) studied this question.

synapsesocial.com/papers/6a9bd4126b95aff0620eb7c8https://doi.org/10.1093/geront/gnag213
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