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September 10, 2026Journal of Marketing Management

Marketing safety, producing risk: a Peltzman effect framework for AI in consumer health

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Authors

SASidney Anderson

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Overview

Conceptual analysis reveals how AI safety signals drive risk compensation in health consumers, highlighting algorithmic reassurance as an unintended driver of patient harm.

Key Points

  • To establish a theoretical framework explaining how safety cues marketed for AI health tools paradoxically stimulate risk-taking behaviour through the Peltzman effect.
  • Synthesized risk compensation theory and the Peltzman effect to evaluate behavioral responses to consumer-facing AI health technologies.
  • Developed a three-stage pathway linking safety marketing, altered risk appraisal, and subsequent behavioral latitude across varied AI modalities.
  • Identified a three-stage pathway where discrepancies between claimed and actual safety suppress perceived risk, expanding behavioural latitude and generating unintended health harm.
  • Framed algorithmic reassurance as a driver of moral hazard, providing testable propositions that distinguish preventive actions from treatment compliance across AI modalities.

Cite This Study

Sidney Anderson (2026) studied this question.

synapsesocial.com/papers/6aa27b3558559d80afc74590https://doi.org/10.1080/0267257x.2026.2730465
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