Mapping the financial mindscape: a bibliometric and content analysis of financial literacy, mindfulness, and well-being

The complexities of financial decisions and their economic consequences have drawn global research interest; however, the integrated study of financial literacy, mindful finance, and financial well-being has been largely overlooked in prior reviews, limiting understanding of their combined impact on financial outcomes. This study employs an integrated bibliometric and manual content analysis approach, representing a methodological novelty that enables the comprehensive mapping of these constructs. Drawing from the Web of Science database, we review 138 articles published between 2007 and 2024 that focus on these areas. Bibliometric analysis indicates a notable escalation in research in this field since 2020. The USA, China, and India are the leading countries in publications, with Jing Jian Xiao being the most influential author. The International Journal of Bank Marketing stands out as the key journal in this area. Additionally, the cluster analysis of the bibliographic coupling of articles reveals five distinct clusters, highlighting thematic concentrations and potential research gaps. Moreover, the content analysis of 75 research papers published in high-quality journals identifies three dominant themes. Based on these findings, significant theoretical research gaps are identified, and future research directions are proposed, emphasizing digital finance, sociocultural, behavioral, and psychological factors, as well as the moderating role of mindful finance. Specific research questions are outlined for future exploration. This review study provides a comprehensive understanding of how these constructs contribute to financial outcomes, offering actionable insights for devising targeted financial education programs and behavioral interventions. Furthermore, the study proposes a multidimensional framework integrating cognitive and behavioral constructs, providing a foundation for future empirical studies, interdisciplinary research, and policy development to promote financial literacy, mindful finance, and overall financial well-being