English research companion to the Persian article by Ghodratpanah, Malekian, and Kamyabi (2023), Financial Economics, 17(2), 25–48. It presents the study framework, Delphi method, and reported selection criteria for international readers. The original study assessed 48 criteria in two Delphi rounds with ten experts in Iran and organized them into software and vendor characteristics. This companion is not a separately peer-reviewed journal article. Please cite the original article when referring to its findings. Original article: https://sanad.iau.ir/Journal/ecj/Article/1062782Original full text: https://sanad.iau.ir/fa/Journal/ecj/DownloadFile/1062782 The framework builds on earlier research, including Abu-Musa (2005), https://doi.org/10.19030/rbis.v9i3.4456. The source article is acknowledged under CC BY 4.0. AI assistance was used in preparing the English companion, which was reviewed by the author.
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Ghodratpanah et al. (2026) studied this question.
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