The Financial River Doctrine: Translating Descriptive Prospect Theory Into Prescriptive Macroeconomic Stabilization and Capital Protection

Abstract / Description:This working paper introduces the Financial River Doctrine — a cutting-edge prescriptive macroeconomic framework that transforms the descriptive findings of Prospect Theory (D. Kahneman, A. Tversky) and endogenous growth models into practical applications. The paper conceptually outlines a new digital compliance standard (Intellectualized Mathematical Synthesis — the synergy of AI and human intellectual solutions), anchored in the paradigmatic Investment Non-Recovery Probability (INRP©) Index. The paper demonstrates the underlying principle of how algorithmic cross-validation via a specialized multi-agent architecture of Intellectualized Mathematical Synthesis (IMS) is capable of autonomously mitigating hidden structural defects in baseline financial modeling, thereby generating cost-free endogenous GDP growth. Language Note: This comprehensive preprint contains the complete, interconnected academic text in two languages: English (Pages 1–2) and Ukrainian (Pages 2–4). This material serves as an official scientific prior-art baseline establishing priority for a forthcoming peer-reviewed research paper in leading international journals.