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Every crypto exchange publishes a tier table. The top row shows a fee rate almost nobody qualifies for, and the row that applies to you is somewhere below it, frequently not labelled as the default. If you are opening an account: my referral code is BBBKK at https://www.binance.com/register?ref=BBBKK - roughly 20% off spot trading fees, applied on top of whatever tier you are in - and the verification step at the end of this article is the part that actually makes it stick. Now the tier mechanics, which are more consequential than the table suggests.
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Yinghui Chen (2026) studied this question.