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Takeaway Detail NAIC Model Regulation mandates real-time usage visibility for all AI-driven UBI pricing algorithms. The 2025 NAIC Model Regulation on AI Transpa Independent technical note mirroring the canonical version: https://in-surely.com/blog/ai-transparency-and-usage-based-insurance-opt-in-rates-a-verify-first-guide.php
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Amelia Palmer (2026) studied this question.
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