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August 4, 2025El-Mal Jurnal Kajian Ekonomi & Bisnis Islam

The Roles of Baitul Maal wat Tamwil in Promoting the Diffusion of Sustainable Financing Innovation: A Narrative Review of the Sharia Business Model

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Authors

AGAnom Garbo

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Overview

Narrative review uncovers how Baitul Maal wat Tamwil promotes sustainable financing in Islamic microfinance, indicating significant implications for social and economic equity.

Key Points

  • Baitul Maal wat Tamwil facilitates the adoption of sustainable financing innovations in Islamic microfinance.
  • The study identifies key methods including product diversification and digital platform utilization for innovation.
  • Incorporating social and commercial funding supports marginalized groups such as women and micro-entrepreneurs.
  • Baitul Maal wat Tamwil plays a crucial role in bridging social and economic gaps through ethical financing practices.

Cite This Study

Anom Garbo (2025) studied this question.

synapsesocial.com/papers/689a0f86e6551bb0af8d085ehttps://doi.org/10.47467/elmal.v6i8.8270
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Also Consider

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  1. 1Creating Sustainability in Islamic Microfinance Institutions Based on a Networking Approach2024
  2. 2SHARIA ACCOUNTING PRACTICES AND FINANCIAL ACCOUNTABILITY IN ISLAMIC MICROFINANCE INSTITUTIONS: A CASE STUDY OF BAITUL MAAL WA TAMWIL IN MEDAN CITY2026
  3. 3Strategic Adoption of Sharia Fintech for BMT Business Competitiveness2025
  4. 4Reconfiguring the Legal Standing of Baitul Maal wat Tamwil: Examining the Tension between Cooperative and Corporate Models in Indonesia2025
  5. 5Determinants of MSME financing decisions to enhance business sustainability at Islamic Microfinance Institutions2026 · 1 citations