August 16, 2025Open Access

How does Quick Response Code Indonesian Standard (QRIS) Usage Affect The Financial Management of Micro, Small, and Medium Sized Enterprises (MSMEs) in Indonesia?

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Discussion

Analysis reveals that QRIS enhances transaction efficiency and financial management in MSMEs, suggesting vital benefits for adoption.

QRIS usage significantly improves financial management in Indonesian MSMEs, leading to increased profitability.
The study identifies transaction efficiency, cost savings, and ease of financial management as key factors for QRIS adoption.
Data was gathered using primary sources from MSME owners and secondary sources, analyzed quantitatively to support hypotheses.
Findings highlight the importance of promoting QRIS to stimulate economic growth and drive sustainability in Indonesia.

Karnawijaya et al. (2025) studied this question.

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