MSMEs' Perceptions of QRIS Use in Financial Transactions and Recording in Singaraja City

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Qualitative analysis reveals that MSMEs view QRIS as efficient, suggesting need for improved digital literacy.

Most MSMEs find QRIS an efficient tool for financial recording and transactions, enhancing professionalism.
The study highlights that challenges like low digital literacy and limited internet access hinder QRIS adoption.
Data collection included in-depth interviews and observations, emphasizing qualitative insights from MSMEs.
Successful QRIS implementation relies on increased digital education and support from financial institutions.

Sanjaya et al. (2025) studied this question.

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