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September 5, 2025Jurnal Akademi AkuntansiOpen Access

Financial inclusion moderates the determinans of SME’s financial performance

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Authors

SASri AyemUniversity of Sarjanawiyata Tamansiswa RARiska Widya Afrianingrum

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Implication

Quantitative analysis reveals financial literacy and digital business boost financial performance in SMEs, highlighting financial inclusion's moderating effects.

Key Points

Financial inclusion positively moderates the effect of financial literacy on financial performance.
The study identifies positive impacts of financial literacy and digital business on SMEs' financial performance.
Financial technology does not appear to significantly influence the financial performance of SMEs.
Limitations include a low R Square value of 21%, indicating limited representation of financial performance.

Cite This Study

Ayem et al. (2025) studied this question.

synapsesocial.com/papers/68bb3d4e2b87ece8dc955d63 https://doi.org/10.22219/jaa.v8i3.39621

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Implication

Quantitative analysis reveals financial literacy and digital business boost financial performance in SMEs, highlighting financial inclusion's moderating effects.

Financial inclusion moderates the determinans of SME’s financial performance

Discussion

Member takes

Implication

Key Points

Cite This Study

Financial inclusion moderates the determinans of SME’s financial performance

Discussion

Member takes

Implication

Key Points

Cite This Study

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