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Impact of Financial Literacy on the Sustainability of Small and Medium Enterprises Mediating Effect of Financial Management Practices

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Observational analysis shows financial literacy boosts sustainability in SMEs, highlighting the impact of financial management practices.

Financial literacy positively influences sustainability in small and medium enterprises through improved practices.
The study emphasizes the importance of focused financial literacy programs and training sessions for SMEs.
Financial management techniques play a critical mediating role in enhancing the viability of SMEs in the tourism sector.
Results indicate that better financial knowledge is essential for sustaining SMEs, particularly in off-seasons.

Amjad-ur-Rehman et al. (2025) studied this question.

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