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This is a Normative Juridical Research study.

Legal Protection For Creditors In Credit Agreements With Guaranteed Dependent Rights From The Perspective of Law No. 4 of 2023

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Normative juridical research shows collateral provides security for creditors, indicating needed protections under Law No. 4 of 2023.

When a debtor defaults, creditors can execute collateral to recover their receivables to ensure financial security.
Protection mechanisms for creditors are necessary when the execution of dependent rights is impeded or cannot be fulfilled.
The legal framework under Law No. 4 of 2023 emphasizes the significance of dependent rights in providing creditor protection.
The principle of droit de suite ensures that creditors retain rights to collateral even if ownership is transferred.

Kriscahya et al. (2025) studied this question.

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