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September 10, 2025Risk Governance and Control Financial Markets & InstitutionsOpen Access

Evaluation of the business efficiency of commercial banks

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Authors

PNPham Thi Hong NhungBNBui Thi Ngoc

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Overview

Qualitative analysis revealed a growth in business efficiency among commercial banks after COVID-19, indicating potential disparities.

Key Points

  • Business efficiency of commercial banks in Vietnam grew after the COVID-19 pandemic.
  • Return on equity, net interest income, and profit after tax improved in the post-COVID-19 period.
  • State-owned banks outperformed private banks due to enhanced asset size and risk management.
  • The financial stability of banks, reflected in capital adequacy ratios, remained steady despite challenges.

Cite This Study

Nhung et al. (2025) studied this question.

synapsesocial.com/papers/68c1a27254b1d3bfb60ddc59https://doi.org/10.22495/rgcv15i3p9
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