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September 10, 2025Equality.

Juridical Review Of Mortgage Execution In Bad Credit Cases: A Civil Procedure Law Perspective

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Mortgage execution under Indonesian law is complicated by bureaucratic obstacles and debtor objections.
Law No. 4 of 1996 provides mechanisms for mortgage rights execution, yet implementation remains inefficient.
Digitalization, particularly blockchain technology, could improve transparency and legal certainty in mortgage processes.
Recommendations include regulatory harmonization to enhance protections for creditors and debtors.

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This analysis investigates mortgage execution challenges in non-performing loans, highlighting digitalization's role in the process.

Ahmad Arif (2025) studied this question.

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