October 11, 2025JIHKOpen Access

Reforming Mortgage Execution Norms to Enhance Justice for Debtors

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A significant imbalance exists between creditors and debtors in mortgage execution, affecting justice.
Procedural violations in public auctions often harm debtors and undermine legal protections.
The analysis utilizes a juridical-normative methodology to assess relevant laws and case documentation.
Reforming existing norms can ensure legal certainty and enhance protections for debtors in Indonesia.

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This analysis reveals significant procedural violations in mortgage execution auctions, suggesting reforms for debtor protection.

Taufano et al. (2025) studied this question.

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