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This is a Quantitative Survey study (also classified as: Qualitative Interviews).

Financial Literacy of Department of Education Teachers in the Philippines

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A significant gap exists between financial knowledge and actual financial behavior among teachers, indicating poor application of understanding.
Teachers displayed strong financial knowledge and positive attitudes towards saving and budgeting, but external pressures hindered these behaviors.
Qualitative insights from interviews with 10 teachers underscored the need to address socio-economic and cultural barriers affecting financial behavior.
A comprehensive approach that includes behavioral finance training and structured support systems is essential for improving financial decision-making.

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Quantitative and qualitative analysis shows gaps in financial knowledge and behaviors among teachers, highlighting the impact of external pressures.

Maria Estela Vidal-Sarahina (2025) studied this question.

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Quantitative and qualitative analysis shows gaps in financial knowledge and behaviors among teachers, highlighting the impact of external pressures.