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This is a Systematic Review study (also classified as: Observational).

Theoretical provisions for substantiating the essence of the banking digital infrastructure

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Systematic analysis clarifies the banking digital infrastructure's classification, highlighting mobile banking and AI's role.

The banking digital infrastructure comprises multi-level systems ensuring operational continuity and cyber resilience.
Classification includes key subsystems like cloud computing and mobile banking, adapting to regulatory and competitive changes.
Systemic and structural-functional analysis methods were employed, incorporating statistics from the National Bank of Ukraine.
The infrastructure's effectiveness relies on customer digital literacy and ongoing modernization, emphasizing security in the digital economy.

Dubyna et al. (2025) studied this question.

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