What type of study is this?

This is a Quantitative Study study.

September 12, 2025

Financial Literacy of Students at the Faculty of Economics and Business, State University of Surabaya

Key Points

Female students show higher financial literacy compared to male students, indicating gender disparity.
Key factors like parental income and maternal education significantly affect financial literacy levels.
Data collected from 383 students used multiple linear regression analysis via SPSS 2025 to derive findings.
Familial socioeconomic factors play a vital role in enhancing students' financial decision-making skills.

Abstract

This research examines the effects of gender, age, parental income, parental education, and work experience on financial literacy among undergraduate, graduate, and postgraduate students at Universitas Negeri Surabaya’s Faculty of Economics and Business. Employing a quantitative approach with 383 survey respondents, the study utilizes multiple linear regression via SPSS 2025. Findings indicate that female students exhibit higher financial literacy than males. Moreover, parental income, maternal education, and work experience significantly contribute to financial literacy, while age and paternal education show no such influence. These results underscore the pivotal role of familial socioeconomic factors—particularly maternal educational attainment—and experiential learning in fostering students’ financial capability and informed decision-making

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Cite This Study

Julia et al. (Fri,) studied this question.

synapsesocial.com/papers/68d44a1d31b076d99fa52fcb https://doi.org/https://doi.org/10.55927/ijabm.v4i4.489

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