The article examines key aspects of international banking regulation as a tool for ensuring financial stability in the context of the global economy. It explores the functions of the banking system, the principles and objectives of the Basel Accords, and the roles of international institutions such as the IMF and the World Bank in supervising financial systems. Special attention is given to a comparative analysis of the banking sectors of the United States and Russia based on capital adequacy, the ratio of assets and loans to GDP, the impact of sanctions, and access to international markets. The paper concludes by identifying promising directions for the development of global banking supervision, including digitalization, regulation of crypto-assets, and enhanced international coordination. The findings emphasize the importance of unified international standards and flexible regulatory mechanisms in the face of growing global risks.
Sergey Nazarov (Wed,) studied this question.