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Impact of Fintech Adoption on Financial inclusion in Nigeria

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Fintech services, particularly mobile banking, markedly enhance financial inclusion in Nigeria, supporting local economies.
Mobile banking showed the highest impact (β = 0.558, p < 0.001) on financial inclusion, followed by POS terminals and internet banking.
Secondary data analysis involved multiple regression to establish the relationship between digital services and financial inclusion outcomes.
Policies promoting fintech cooperation with banks may enable long-term growth and innovation in financial services.

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This analysis reveals fintech solutions significantly improve financial inclusion metrics in Nigeria, suggesting a need for robust infrastructure.

Bamanga et al. (2025) studied this question.

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This analysis reveals fintech solutions significantly improve financial inclusion metrics in Nigeria, suggesting a need for robust infrastructure.