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This is a Quantitative Study study.

September 19, 2025Humanities and Social Sciences LettersOpen Access

The impact of financial literacy on financial behaviors: The case of university students in Hanoi, Vietnam

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Authors

HTHuong Thi Thu TranLe Quy Don Technical University QKQuynh Nguyen Khanh VKVi Nguyen Khanh

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Implication

Quantitative analysis reveals that financial literacy significantly shapes investment and consumption behaviors among university students, implying vital educational needs.

Key Points

Higher financial literacy correlates with more active engagement in investment and consumption activities.
Students with low financial literacy typically prefer saving strategies over investment opportunities.
Financial literacy positively influences investment decisions, saving behavior, and consumption behavior.
Educational programs must be developed to improve financial competencies and responsible financial behavior in young people.

Cite This Study

Tran et al. (2025) studied this question.

synapsesocial.com/papers/68d46fbd31b076d99fa69787 https://doi.org/10.18488/73.v13i3.4380

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Implication

Quantitative analysis reveals that financial literacy significantly shapes investment and consumption behaviors among university students, implying vital educational needs.

The impact of financial literacy on financial behaviors: The case of university students in Hanoi, Vietnam

Discussion

Member takes

Implication

Key Points

Cite This Study

The impact of financial literacy on financial behaviors: The case of university students in Hanoi, Vietnam

Discussion

Member takes

Implication

Key Points

Cite This Study

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