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This is a Quantitative Study study.

October 2, 2025Journal of Economics Finance and Management StudiesOpen Access

Financial Behavior Determinants and Literacy Gaps Among Vietnamese University Students: Evidence for Early-Stage Financial Education Policy

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Authors

TTTrung TranVietnam National University, Hanoi

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Implication

Quantitative analysis highlights financial literacy gaps in investment knowledge and debt management among Vietnamese students, suggesting key interventions for financial education.

Key Points

Significant gaps in financial literacy highlight urgent needs for targeted educational interventions.
Analysis using structural equation modelling shows that financial attitudes mediate the link between knowledge and behavior.
Family financial socialisation and peer influence together account for over half the variance in financial behaviors.
Distinct pathways to enhancing financial behaviors include knowledge-driven and socially-influenced approaches.

Cite This Study

Trung Tran (2025) studied this question.

synapsesocial.com/papers/68de68ea83cbc991d0a21635 https://doi.org/10.47191/jefms/v8-i9-59

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Implication

Quantitative analysis highlights financial literacy gaps in investment knowledge and debt management among Vietnamese students, suggesting key interventions for financial education.

Financial Behavior Determinants and Literacy Gaps Among Vietnamese University Students: Evidence for Early-Stage Financial Education Policy

Discussion

Member takes

Implication

Key Points

Cite This Study

Financial Behavior Determinants and Literacy Gaps Among Vietnamese University Students: Evidence for Early-Stage Financial Education Policy

Discussion

Member takes

Implication

Key Points

Cite This Study

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