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September 26, 2025International Journal of Economics, Commerce, and Management.Open Access

Financial Literacy and Entrepreneurial Intention: The Mediating Role of Motivational Factor

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Authors

IIIda IdaMaranatha Christian UniversityHSHenky Lisan SuwarnoMaranatha Christian University

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Overview

Quantitative analysis reveals that motivational factors mediate the relationship between financial literacy and entrepreneurial intention in Gen Z.

Key Points

  • Motivational factors significantly enhance the relationship between financial literacy and entrepreneurial intention.
  • Financial literacy alone does not directly influence entrepreneurial intention among Gen Z individuals.
  • The research employed Structural Equation Modeling–Partial Least Squares for data analysis.
  • Results emphasize the need for educational programs to build both financial knowledge and motivational drives.

Cite This Study

Ida et al. (2025) studied this question.

synapsesocial.com/papers/68d6cd63b1249cec298b3730https://doi.org/10.62951/ijecm.v2i4.969
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