What does this research mean for the field?

Financial socialization directly fosters entrepreneurial intention among Generation Z students, whereas perceptions of financial technology and financial inclusion do not significantly affect it, nor does financial inclusion mediate these relationships. Novelty: ClaimNovelty.INCREMENTAL. Consensus alignment: ConsensusAlignment.NEUTRAL.

What question did this study set out to answer?

This study investigates how financial socialization and perceptions of financial technology influence entrepreneurial intention among Generation Z students, exploring the mediating role of financial inclusion.

June 6, 2026Open Access

Financial Socialization, Perceptions of Financial Technology, and Entrepreneurial Intention among Generation Z Students: Mediating Role of Financial Inclusion

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Authors

SSSesri SellinaUniversitas Nusa Bangsa ALAbdul LatifUniversitas Nusa Bangsa ASAkfika Rizky SabillaUniversitas Nusa Bangsa

Discussion

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Implication

Quantitative study examines financial socialization and technology on entrepreneurial intention, indicating key insights for Generation Z.

Key Points

This study investigates how financial socialization and perceptions of financial technology influence entrepreneurial intention among Generation Z students, exploring the mediating role of financial inclusion.
Quantitative approach using a questionnaire survey with purposive sampling
Sample size of 200 Generation Z university students in Bekasi Regency
Data analyzed using partial least squares structural equation modeling (PLS-SEM)
Financial socialization significantly affects entrepreneurial intention directly.
Both financial socialization and perceptions of financial technology significantly influence financial inclusion.
Financial inclusion does not mediate between financial socialization, perceptions of financial technology, and entrepreneurial intention.

Cite This Study

Sellina et al. (2026) studied this question.

synapsesocial.com/papers/6a23bb9a71a5da9775e771ff https://doi.org/10.20414/jed.v8i2.15350

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Implication

Quantitative study examines financial socialization and technology on entrepreneurial intention, indicating key insights for Generation Z.

Financial Socialization, Perceptions of Financial Technology, and Entrepreneurial Intention among Generation Z Students: Mediating Role of Financial Inclusion

Discussion

Member takes

Implication

Key Points

Cite This Study

Financial Socialization, Perceptions of Financial Technology, and Entrepreneurial Intention among Generation Z Students: Mediating Role of Financial Inclusion

Discussion

Member takes

Implication

Key Points

Cite This Study

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