What type of study is this?

This is a Quantitative Study study (also classified as: Cross-Sectional Study).

September 24, 2025International Journal of Accounting and Management Information Systems

Understanding continued BNPL usage behavior in e-commerce: extended UTAUT2 with usage intention mediation

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Continued usage of BNPL services is influenced by performance expectancy and trust among Indonesian users.
Habit was identified as the strongest predictor of actual usage behavior in the BNPL context.
Perceived benefits and risks have no significant impact on continued use among experienced digital users.
The study highlights limitations in generalizability due to a focus on younger demographics and regional constraints.

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Implication

Quantitative analysis reveals trust and performance expectancy significantly influence BNPL usage in Indonesia, suggesting habit is key for ongoing engagement.

Cite This Study

Wahyuningtyastuti et al. (2025) studied this question.

synapsesocial.com/papers/68d6d8ba8b2b6861e4c3f0a4 https://doi.org/10.35912/ijamis.v3i1.3254

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Implication

Quantitative analysis reveals trust and performance expectancy significantly influence BNPL usage in Indonesia, suggesting habit is key for ongoing engagement.

Understanding continued BNPL usage behavior in e-commerce: extended UTAUT2 with usage intention mediation

Key Points

Discussion

Implication

Cite This Study

Understanding continued BNPL usage behavior in e-commerce: extended UTAUT2 with usage intention mediation

Key Points

Discussion

Implication

Cite This Study

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