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India's economy has strong saving & investment rates, a large population, and increasing integration with the global economy, all of which bode well for its long-term growth prospects. To invest is to transform cash or money into an asset or a claim on future money with the expectation of a return. It entails investing one's savings or accumulated capital into the production of new assets or the purchase of preexisting ones. In the current financial market, investment has become complicated and it is both an art and a science. The variables that measure the growth of any economy are income, savings, and investments. While investment is the most critical factor for developing an economy, savings provide the basis for investment. The researcher is interested in studying saving and investment trends of individual and investment schemes selected by investors.
Pathak et al. (Tue,) studied this question.