A Study on the Fintech Penetration in Rural Karnataka

In the financial services sector, financial technology, or Fintech, has become a disruptive force, especially when it comes to expanding financial inclusion. In order to comprehend the degree of acceptance, the effect on financial inclusion, and the difficulties encountered, this paper presents a study on the penetration of Fintech services in rural Karnataka, India. The study uses a mixed-methods approach to collect data from important stakeholders, non-users, and Fintech users. The methods include surveys, interviews, and case studies.