Implementation of Mudharabah Contract on Savings Products

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The implementation of mudharabah contracts encountered obstacles like a lack of public understanding and fund security concerns.
Barriers such as complex application procedures and competition with conventional banks affected mudharabah savings initiatives.
The study employed a qualitative approach, using interviews and observations to gather rich data on the contract application.
Strategic recommendations aim to improve public education and simplify procedures to enhance adoption of mudharabah products.

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Qualitative case study explores mudharabah contract implementation in depositor experience, indicating challenges ahead.

Wijaya et al. (2024) studied this question.

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