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October 17, 2025Pubmedia Social Sciences and Humanities

Financial Literacy and Financial Planning Factors on Financial Behavior in MSME Actors Providing Agricultural Production Facilities

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Authors

FKFirstia Nurlaili KhairunnisaNYNorita Citra YuliartiRSRiyanto Setiawan Suharsono

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Overview

Quantitative analysis reveals financial literacy positively impacts financial behavior in MSME actors, suggesting improvements in financial planning are necessary.

Key Points

  • Financial literacy significantly influences financial behavior among MSME actors in agriculture, which is crucial for their success.
  • Data from 30 MSME agricultural providers show that while financial literacy is strong, financial planning is often lacking.
  • Data analysis was performed using IBM SPSS to assess the relationship between financial literacy, planning, and behavior in MSMEs.
  • The findings indicate that better financial planning could enhance the overall financial behavior of MSME actors in this sector.

Cite This Study

Khairunnisa et al. (2023) studied this question.

synapsesocial.com/papers/68f19f24de32064e504de149https://doi.org/10.47134/pssh.v1i3.156
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