December 3, 2025Open Access

Financial Risk and Profitability of Listed Deposit Money Banks in Nigeria

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Authors

AYAdamu Yusuf AMAbubakar Modibbo

Discussion

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Implication

Analysis shows significant negative effects of credit risk and operational risk on profitability in Nigerian banks, suggesting improved credit systems are needed.

Key Points

Profitability negatively impacted by credit risk and operational risk, highlighting loan defaults and inefficiencies.
Return on assets analysis indicated significant issues with non-performing loans and operational processes.
Panel regression employed to assess impacts of various financial risks across 13 banks from 2016-2024.
Strengthening credit appraisal and monitoring systems could enhance profitability and market resilience for banks.

Cite This Study

Yusuf et al. (2025) studied this question.

synapsesocial.com/papers/694025972d562116f28fec27 https://doi.org/10.5281/zenodo.17800151

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Implication

Analysis shows significant negative effects of credit risk and operational risk on profitability in Nigerian banks, suggesting improved credit systems are needed.

Financial Risk and Profitability of Listed Deposit Money Banks in Nigeria

Discussion

Member takes

Implication

Key Points

Cite This Study

Financial Risk and Profitability of Listed Deposit Money Banks in Nigeria

Discussion

Member takes

Implication

Key Points

Cite This Study

Also Consider

Also Consider